Finances

Our session prices and Insurances are listed below.

There is a list of the insurances we accept below. However, each therapists is not in network with each insurance, so find your insurance on the list below and see if your preferred clinician is listed.

Please scroll down for more information on deductibles, network status, private pay, HSA/HRA/flexible spending acceptance, and our cancellation policy.

Please do not hesitate to contact us to discuss payment options.

Payment is due and collected at the time of the session.

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Julie Fanning LCSW

Shari Matthews Huizar LCSW

 
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Rabije Hajdini LPC

Jennifer Ahrens LPC

Kavita Adatia LPC

Lauren Tockey LSW

Crystal Espinoza MS

 
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Julie Fanning LCSW

Shari Matthews Huizar LCSW

Rabije Hajdini LPC

Jennifer Ahrens LPC

Kavita Adatia LPC

Lauren Tockey LSW

Crystal Espinoza MS

Julie Fanning LCSW  Shari Matthews Huizar LCSW  Rabije Hajdini LPC  Jennifer Ahrens LPC  Kavita Adatia LPC

Julie Fanning LCSW

Shari Matthews Huizar LCSW

Rabije Hajdini LPC

Jennifer Ahrens LPC

Kavita Adatia LPC

Julie Fanning LCSW

Julie Fanning LCSW

Julie Fanning LCSW  Shari Matthews Huizar LCSW

Julie Fanning LCSW

Shari Matthews Huizar LCSW

 
Julie Fanning LCSW  Shari Matthews Huizar LCSW

Julie Fanning LCSW

Shari Matthews Huizar LCSW

Julie Fanning LCSW

Julie Fanning LCSW

 
Julie Fanning LCSW  Jennifer Ahrens LPC

Julie Fanning LCSW

Jennifer Ahrens LPC

Julie Fanning LCSW  Shari Matthews Huizar LCSW

Julie Fanning LCSW

Shari Matthews Huizar LCSW

 
Julie Fanning LCSW  Shari M Huizar LCSW

Julie Fanning LCSW

Shari M Huizar LCSW

 
Shari Matthews Huizar LCSW  Jennifer Ahrens LPC  Kavita Adatia LPC  Crystal Espinoza MS

Shari Matthews Huizar LCSW

Jennifer Ahrens LPC

Kavita Adatia LPC

Crystal Espinoza MS

Julie Fanning LCSW

Julie Fanning LCSW

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“Fortune sides with him who dares." ― Virgil.

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IN NETWORK INSURANCE

In network means that your therapist is contracted with the company and you would be responsible for only the amount contracted.  You may just have a co-pay or you may need to meet a deductible first.  You are responsible for checking your mental health benefits prior to the first sessions for specifics.

OUT OF NETWORK

If you have another insurance plan, check with your network. You may be able to use our services as an out of network provider. You would then pay for your session up front.  In many instances, we can submit the claim for you so you get your allowed reimbursement.  In other cases, I would provide you with the paperwork you submit to your insurance company. If your preferred clinician is not in network with your insurance, please discuss the possibility of out of network coverage.

You are imperfect and you are wired for struggle, but you are worthy of love and belonging.
— Brene Brown
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FLEX SPENDING/HEALTH SAVINGS ACCOUNTS
 

Generally,  medical flex spending accounts can be used for mental health therapy. I can provide you a receipt for reimbursement or process your flex spending credit card.


DEDUCTIBLES

Mental health expenses can be counted toward your deductible for most health
insurance plans.  I will submit billing to your insurance company to make sure your payments are counted towards your deductible.

Sometimes the hardest part of the journey is believing you are worthy of the trip.
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 INSURANCE VS. PRIVATE PAY

Holding Hope Services accepts insurance because we believe therapy should be accessible.  People often use their insurance company for therapy because it covers most of the fee and often makes counseling more affordable.  
 

Sometimes people opt to pay out of pocket for therapy.  A person may choose not to use their insurance so the therapist does not have to release any information to the insurance company.  With the exception of few EAP plans, all insurance companies require a mental health diagnosis in order to cover
services and sometimes want updates on problems and progress.  Paying out of pocket allows for complete privacy.

“Doesn’t matter if you can dream it or not, all that matters is if you can begin it or not? Take that first step.”
― Vikrmn, Corpkshetra
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CANCELLATION POLICY

Therapy is scheduled in advanced.  The client is paying to reserve a block of our time. A missed appointment or cancellation with less than 24 hours is time one of us is available for you but unproductive due to the lack of adequate notice.

Appointments must be cancelled more than 24 hours in advance. Appointments not cancelled more than 24 hours in advance will be charged $75.00.  Insurance does not cover missed appointments.

If you have any questions at all about paying for therapy or assistance with your insurance, please contact us so we can help you figure it out and get started on your journey to living your best life.